Enabling Possibilities.
The Engine For Financial Inclusion Across Africa.
Empowering Financial
Independence
Invest Today, Thrive
Tomorrow
Access the Latest smartphone with as low as ksh 2,000 and pay the balance in daily instalments for one year.
Cash Loans
Pay consistently Improving your credit Score and Access up to Ksh 30,000 on Cash Loans.
Get Affordable Medical Cover payable via daily instalments.
HOW HOT PAY WORKS
Power Your Dreams with Hot Pay.
Quick Access:
Pay a Deposit and Walk away with a brand New Smartphone
Affordable Payments:
Make daily affordable payments for the next one year.
Unlock Opportunities:
Hit 50% payments and Unlock Cash loans of upto Ksh 30,000
The know-how
Turning insights into impactful action by overcoming strategic barriers
Your Questions, Answered
What Are the Eligibility Requirements for Loans?
A solid financial plan ought to cover a thorough look at your personal goals and aspirations, alongside an evaluation of your investment holdings. It should map out your expected income and expenses both before and after retirement, weigh the pros and cons of different retirement and investment account options, and outline strategies for retirement preparation, tax efficiency, charitable contributions, and safeguarding your assets through insurance.
On top of that, it should offer clear, actionable advice and steps to turn your goals into reality. To guide you toward the best decisions, a good plan will also lay out a variety of potential scenarios—plus some alternative ones—for you to consider.
How Quickly Can I Receive My Phone?
Retirement age varies widely from person to person. The big question is whether you’ve got enough saved up to support the lifestyle you’re aiming for, especially since retirement could stretch on for 30 years or longer. Your income during those years will likely come from a mix of sources: retirement accounts and savings, a pension if you have one, brokerage accounts, Social Security payments, annuity income if you’ve set that up, and any other investments you’ve built over time.
What is your investment philosophy?
We base our investment approach on evidence and decades of market history, not guesswork about the future. Research shows market timing doesn’t work. Instead, we focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so we aim to avoid those pitfalls.
Diversification lowers risk—not just by holding many assets, but by mixing company sizes, sectors, and balancing stocks and bonds. Risk can’t be erased, but it can be managed.
We keep expenses low with cost-effective mutual funds and ETFs, since high fees can erode even a well-diversified portfolio’s gains.
Taxes matter too. While unavoidable, they can be minimized with a smart, tax-aware strategy.
Will I have a dedicated advisor?
Absolutely, you’ll have your own personal advisor. At Execor, we’re all about building a strong, one-on-one connection between you and your advisor. We know everyone’s financial path is different, so we pair every client with a dedicated advisor who’s focused on getting to know you and helping you reach your unique financial goals.
Empowering Your Digital Journey in Africa
Experience unparalleled access to affordable smartphone financing, instant cash loans, and customized micro-insurance solutions. We are dedicated to breaking down barriers to financial inclusion, enabling you to embrace the digital world with confidence. Our innovative services are tailored to fit your unique lifestyle, ensuring that you can connect, learn, and grow without limitations. With us, every step toward financial security is within your reach.
See What Our Clients Are Saying
Hot Pay is revolutionizing access to technology across Africa, offering affordable smartphone financing, instant cash loans, and tailored micro-insurance. We prioritize your financial independence, providing the tools you need to thrive in the digital age without barriers.